Fast. Secured. Transparent.
12-month loans
loan
(beneficial)
Loan amount
Better
conditions
for repeat customers
After you've successfully repaid your first loan, you become eligible for repeat loan with the better conditions. We increase the loan amount and loan term gradually for trusted clients.
Just login to your account to get
the available conditions
available
disbursement
how
to apply
Apply online
- Choose the loan amount suitable for you on the main page
- Provide your phone number and confirm it by OTP code we send in sms.
- Submit the short application:
- - info about yourself and your job;
- - e-mail;
- - provide your bank account details;
- - attach the photos of your IC.
- Confirm your e-mail
Wait for confirmation
- We will call you in case we need to clarify the information you provided
- Get an e-mail with approved status of your application
Get money
- Follow the link we send you in e-mail or login to your account on our website to sign the contract online
- Get the money to the bank account you provided
Our service is meant for
Purposes of 12-Month Loans
Manage Larger Financial Commitments
Secure a 12-month loan to manage larger financial commitments, such as tuition, medical bills, or significant home repairs.
Cover Extended Expenses
Use the loan to cover extended expenses like home renovations, car upgrades, or long-term investments in your household.
Bridge Long-Term Cash Flow Gaps
Borrow funds to bridge long-term cash flow gaps, ensuring you can meet ongoing financial obligations without stress.
Handle Family Emergencies
Get quick access to funds to handle family emergencies such as health crises, urgent travel, or unplanned home repairs.
Repay Multiple Debts
Consolidate multiple debts into a single manageable loan with a 12-month repayment plan, reducing financial strain.
Finance Significant Home Improvements
Fund significant home improvements like remodeling, expanding your space, or making energy-efficient upgrades.
Fund Major Purchases
Use the loan to finance major purchases, such as a new car, high-end appliances, or technology, with manageable repayment terms.
With our loan service,
you can access quick cash for any purpose
Take the first step and apply now!
Advantages
of 12-Month Loans
Swift Loan Access
Get fast access to your loan, allowing you to address immediate needs without long waiting times.
Fast and Straightforward Application
The application process is quick, requiring minimal steps, ensuring you receive a fast decision without unnecessary delays.
Borrow the Amount You Need
Choose the loan amount that best suits your needs, whether it's for home improvements, emergencies, or other financial goals.
Clear, Transparent Terms
We provide clear, upfront details about the loan terms, including interest rates, fees, and repayment schedules.
Flexible Repayment Terms
You can adjust repayment terms over the 12-month period to fit your budget and financial situation.
Advanced Protection for Your Data
Your personal and financial data is kept secure with the latest encryption methods, ensuring its safety at all times.
What is the loan term?
Minimum loan term:
92 days
Maximum loan term:
92 days for first loan and 180 days for repeat loan
The loan is
calculated as follows
The 18% interest rate is applicable to all loans consulted
Adacash do not require you to pay off the loan within 92 days.
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FAQ About 12-month loans