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24-hour loans

Q: What are 24-hour loans and how quickly can I get approved?

24-hour loans are short-term loans designed for urgent financial needs, with quick approval and fast disbursement. With Adacash, you can get approved and receive funds within 24 hours.

Q: Can I apply for a 24-hour loan without a credit check?

Yes, Adacash offers 24-hour loans without requiring a credit check. The approval process focuses on your income and financial situation instead.

Q: What types of 24-hour loans are available for urgent expenses?

Adacash provides unsecured 24-hour loans for urgent expenses such as medical bills, car repairs, or unexpected emergencies, with fast approval and easy application.

Q: How do I qualify for a 24-hour loan with fast approval?

To qualify for a 24-hour loan with fast approval, you need to meet basic criteria like being a permanent resident of Malaysia, having a stable income, and a bank account.

Q: What are the risks of taking a 24-hour loan?

The main risks include higher interest rates compared to longer-term loans, penalties for missed payments, and potential impact on your credit if you fail to repay.

Q: Are 24-hour loans suitable for emergency situations or short-term needs?

Yes, 24-hour loans are ideal for emergency situations or short-term financial needs, providing quick access to funds with minimal paperwork.

We provide the service you recommend
to your friends

First loan

Repeat loan (beneficial)

Loan amount

RM0

Better
conditions
for repeat customers

After you've successfully repaid your first loan, you become eligible for repeat loan with the better conditions. We increase the loan amount and loan term gradually for trusted clients.

Just login to your account to get
the available conditions

3 months

Loan term

RM5000

Increased limit is
available

5 Min

Immediate
disbursement

how
to apply

First time

Repeat loan

Step 1

Apply online

Choose the loan amount suitable for you on the main page
Provide your phone number and confirm it by OTP code we send in sms.
Submit the short application:
- - info about yourself and your job;
- - e-mail;
- - provide your bank account details;
- - attach the photos of your IC.
Confirm your e-mail

Step 2

Wait for confirmation

We will call you in case we need to clarify the information you provided
Get an e-mail with approved status of your application

Step 3

Get money

Follow the link we send you in e-mail or login to your account on our website to sign the contract online
Get the money to the bank account you provided

Apply

whom

Our service is meant for

Permanent resident of Malaysia

Age 21-70

Have a bank account

Has an income

Purposes of 24-Hour Loans

Cover Immediate Financial Needs

Get access to fast, 24-hour loans to meet urgent financial needs, such as covering short-term expenses or emergency costs.

Handle Unforeseen Expenses

Secure quick funds for unexpected expenses like home repairs, car maintenance, or sudden purchases without a lengthy approval process.

Bridge Short-Term Financial Gaps

Use a 24-hour loan to bridge cash flow gaps between paydays, making it easy to cover essential expenses immediately.

Address Urgent Situations

Handle urgent situations like last-minute travel, appliance breakdowns, or other immediate needs, with funds available within hours.

Repay Overdue Bills

Quickly repay overdue bills, avoiding penalties and maintaining your financial stability with a quick loan approval.

Finance Urgent Repairs

Use the loan to cover home or vehicle repairs, addressing issues that need immediate attention, such as plumbing or engine repairs.

Fund Special Life Events

Fund important life events like weddings, anniversaries, or family gatherings, ensuring you can enjoy the occasion without financial stress.

With our loan service,
you can access quick cash for any purpose

Take the first step and apply now!

submit an application

Advantages
of 24-Hour Loans

Immediate Access to Funds

Get approved and funded within 24 hours, giving you fast access to cash for urgent expenses.

Quick and Easy Application

Apply in just a few simple steps with minimal documentation, allowing for fast approval.

Apply Anytime, Anywhere

Apply at any time from your smartphone, tablet, or computer, with no need to visit a bank or wait for business hours.

Flexible Loan Amounts

Borrow the amount you need, whether it’s for an emergency, a repair, or any unexpected financial need.

Clear and Transparent Terms

All loan details, including interest rates and repayment schedules, are clearly provided upfront, ensuring full transparency.

Top-Level Security for Your Data

Your personal data is protected with the highest level of encryption, ensuring your security throughout the loan process.

Apply

What is the loan term?

Minimum loan term:

92 days

Maximum loan term:

92 days for first loan and 180 days for repeat loan

Example

The loan is
calculated as follows

Loan amount:

RM1000

Loan period:

92 days

Interest rate (18% / year):

RM45

Total payment:

RM1045

The 18% interest rate is applicable to all loans consulted

Adacash do not require you to pay off the loan within 92 days.

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FAQ About 24-hour loans

What are 24-hour loans and how quickly can I get approved?

Can I apply for a 24-hour loan without a credit check?

What types of 24-hour loans are available for urgent expenses?

How do I qualify for a 24-hour loan with fast approval?

What are the risks of taking a 24-hour loan?

Are 24-hour loans suitable for emergency situations or short-term needs?