Fast. Secured. Transparent.
Loans without bank
loan
(beneficial)
Loan amount
Better
conditions
for repeat customers
After you've successfully repaid your first loan, you become eligible for repeat loan with the better conditions. We increase the loan amount and loan term gradually for trusted clients.
Just login to your account to get
the available conditions
available
disbursement
how
to apply
Apply online
- Choose the loan amount suitable for you on the main page
- Provide your phone number and confirm it by OTP code we send in sms.
- Submit the short application:
- - info about yourself and your job;
- - e-mail;
- - provide your bank account details;
- - attach the photos of your IC.
- Confirm your e-mail
Wait for confirmation
- We will call you in case we need to clarify the information you provided
- Get an e-mail with approved status of your application
Get money
- Follow the link we send you in e-mail or login to your account on our website to sign the contract online
- Get the money to the bank account you provided
Our service is meant for
Purposes of Loans Without a Bank
Cover Urgent Expenses
Get quick loans without needing a bank to cover urgent expenses like medical bills, home repairs, or other essential costs.
Finance Essential Purchases
Use the loan to buy necessary items such as appliances, furniture, or groceries, without relying on a bank or traditional lenders.
Manage Cash Flow Shortages
Bridge cash flow shortages by securing a loan that doesn’t require a bank, ensuring you can meet your immediate needs.
Handle Unforeseen Situations
Access funds for unforeseen events such as last-minute travel or emergency repairs, without going through a bank.
Pay Off Existing Debt
Use the loan to pay off credit cards or outstanding bills, simplifying payments and managing your finances without bank involvement.
Repair Home or Car
Fund necessary repairs to your home or car, addressing issues that need immediate attention, without needing a bank loan.
Fund Special Life Events
Use the loan to finance life events like weddings, birthdays, or family gatherings, without waiting for approval from a bank.
With our loan service,
you can access quick cash for any purpose
Take the first step and apply now!
Advantages
of Loans Without a Bank
No Bank Involvement
Get access to funds without the hassle of dealing with banks or providing bank statements, making the process faster.
Quick and Simple Application
Apply online with minimal paperwork, ensuring that you receive approval quickly without unnecessary delays.
Access Anytime, Anywhere
Apply for your loan from the comfort of your home or on the go, any time, with no need for bank visits or long waiting periods.
Flexible Loan Amounts
Choose the loan amount that fits your needs, whether it's for personal expenses, emergencies, or larger financial goals.
Transparent Terms
All terms, including interest rates and repayment plans, are made clear from the outset, so you know exactly what to expect.
Advanced Security for Your Data
Your personal and financial information is kept safe with state-of-the-art encryption and secure handling.
What is the loan term?
Minimum loan term:
92 days
Maximum loan term:
92 days for first loan and 180 days for repeat loan
The loan is
calculated as follows
The 18% interest rate is applicable to all loans consulted
Adacash do not require you to pay off the loan within 92 days.






