Fast. Secured. Transparent.
Loans without payslip
loan
(beneficial)
Loan amount
Better
conditions
for repeat customers
After you've successfully repaid your first loan, you become eligible for repeat loan with the better conditions. We increase the loan amount and loan term gradually for trusted clients.
Just login to your account to get
the available conditions
available
disbursement
how
to apply
Apply online
- Choose the loan amount suitable for you on the main page
- Provide your phone number and confirm it by OTP code we send in sms.
- Submit the short application:
- - info about yourself and your job;
- - e-mail;
- - provide your bank account details;
- - attach the photos of your IC.
- Confirm your e-mail
Wait for confirmation
- We will call you in case we need to clarify the information you provided
- Get an e-mail with approved status of your application
Get money
- Follow the link we send you in e-mail or login to your account on our website to sign the contract online
- Get the money to the bank account you provided
Our service is meant for
Purposes of Loans Without Payslip
Cover Emergency Expenses
Get quick access to loans without needing a payslip to cover urgent expenses like household bills or unexpected repairs.
Fund Necessary Purchases
Use the loan to purchase essential items, from groceries to appliances, without needing income verification.
Bridge Cash Flow Gaps
Bridge the gap between paychecks and manage temporary cash shortages, even without a payslip to show income.
Handle Unforeseen Situations
Secure funds to handle unexpected situations such as last-minute travel or emergency repairs, even if you don’t have a payslip.
Pay Off Existing Debt
Take out a loan to pay off existing debts without needing a formal income document, consolidating them into a single payment.
Repair Home or Vehicle
Use the loan to repair your home or vehicle, addressing urgent issues without needing proof of income.
Finance Special Events
Fund special occasions like birthdays, weddings, or family gatherings, ensuring you don’t have to wait to save up.
With our loan service,
you can access quick cash for any purpose
Take the first step and apply now!
Advantages
of Loans Without Payslip
No Need for Payslips or Employment Proof
Access funds quickly without the need to provide employment verification, making the process more accessible.
Easy and Fast Application Process
Apply with minimal paperwork and get approved quickly—no lengthy forms or complicated steps.
Apply from Anywhere, Anytime
Apply online from any device, anytime—no waiting for office hours or branch visits.
Flexible Loan Amounts to Suit Your Needs
Borrow the amount you need, whether for unexpected expenses or personal goals, with loan amounts tailored to your situation.
Transparent Loan Terms
All terms, including interest rates and repayment schedules, are fully disclosed from the start, so you know exactly what to expect.
Your Data is Protected with the Latest Security
We safeguard your personal information with the latest encryption technology to ensure complete security throughout the loan process.
What is the loan term?
Minimum loan term:
92 days
Maximum loan term:
92 days for first loan and 180 days for repeat loan
The loan is
calculated as follows
The 18% interest rate is applicable to all loans consulted
Adacash do not require you to pay off the loan within 92 days.






