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Medical lending

Q: What is the meaning of medical loan?

A medical loan is a type of personal loan designed to cover healthcare expenses, such as medical treatments, surgeries, or hospital bills, often with flexible repayment options.

Q: Who can apply for medical loans?

Anyone in need of financial assistance for medical expenses can apply for a medical loan. This typically includes individuals who are at least 21 years old, have a stable income (or a guarantor if they don’t), and meet the residency requirements of the country where the loan is being offered. Some lenders may check credit scores, while others may not.

Q: What is the maximum eligible loan amount?

The maximum eligible loan amount depends on the lender, your income, and creditworthiness. For personal loans in Malaysia, it typically ranges up to RM 2000 for first-time borrowers.

Q: Can I use a medical loan for treatment abroad?

Yes, you can use a medical loan for treatment abroad, as long as the lender allows it. However, it’s important to verify with the lender whether they cover medical expenses outside the country, as some loans may have restrictions on the use of funds.

Q: What is the maximum loan a student can get?

The maximum loan a student can get depends on the loan provider and the specific loan program. In Malaysia, government-backed loans often cover the full cost of education.

Q: What is the minimum income for a personal loan?

The minimum income for a personal loan in Malaysia is typically around RM 500 to RM 2000 per month, depending on the lender's requirements. Some lenders may also consider other financial factors.

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First loan

Repeat loan (beneficial)

Loan amount

RM0

Better
conditions
for repeat customers

After you've successfully repaid your first loan, you become eligible for repeat loan with the better conditions. We increase the loan amount and loan term gradually for trusted clients.

Just login to your account to get
the available conditions

3 months

Loan term

RM5000

Increased limit is
available

5 Min

Immediate
disbursement

how
to apply

First time

Repeat loan

Step 1

Apply online

Choose the loan amount suitable for you on the main page
Provide your phone number and confirm it by OTP code we send in sms.
Submit the short application:
- - info about yourself and your job;
- - e-mail;
- - provide your bank account details;
- - attach the photos of your IC.
Confirm your e-mail

Step 2

Wait for confirmation

We will call you in case we need to clarify the information you provided
Get an e-mail with approved status of your application

Step 3

Get money

Follow the link we send you in e-mail or login to your account on our website to sign the contract online
Get the money to the bank account you provided

Apply

whom

Our service is meant for

Permanent resident of Malaysia

Age 21-70

Have a bank account

Has an income

Purposes of Medical Lending

Cover Treatment Costs

Get fast access to medical loans to cover the costs of treatments, including consultations and medical procedures.

Fund Medical Procedures

Secure funding for necessary medical procedures, from routine surgeries to specialized treatments.

Manage Healthcare Expenses

Use medical lending to manage ongoing healthcare costs, such as doctor visits, therapies, and other essential treatments.

Pay for Prescription Medication

Pay for prescription medications and other health-related expenses without worrying about immediate financial constraints.

Cover Hospital Bills

Finance hospital bills, including surgery costs, room charges, and other medical care expenses, with flexible repayment options.

Finance Medical Equipment

Get loans to cover the cost of medical equipment like wheelchairs, oxygen tanks, or other devices needed for recovery.

Pay for Health Insurance

Use the loan to pay for health insurance premiums, ensuring you maintain coverage for ongoing medical needs.

With our loan service,
you can access quick cash for any purpose

Take the first step and apply now!

submit an application

Advantages
of Medical Lending

Access Funds Quickly for Healthcare Needs

Get fast access to funds for medical treatments, surgeries, or emergency healthcare needs without long waiting periods.

Simple and Fast Application

Our application process is straightforward, requiring minimal documentation for fast approval.

Apply Anytime, Anywhere

Apply online from the comfort of your home or on the go, anytime you need, with no need to visit a physical office.

Flexible Loan Amounts for Medical Expenses

Borrow the amount you need for medical expenses, whether for treatments, surgeries, or emergency healthcare.

Clear and Transparent Terms

We provide clear terms, including interest rates and repayment schedules, so you know exactly what to expect from the start.

High-Level Security for Your Data

We ensure that your sensitive personal and financial data is securely encrypted and protected at every stage of the process.

Apply

What is the loan term?

Minimum loan term:

92 days

Maximum loan term:

92 days for first loan and 180 days for repeat loan

Example

The loan is
calculated as follows

Loan amount:

RM1000

Loan period:

92 days

Interest rate (18% / year):

RM45

Total payment:

RM1045

The 18% interest rate is applicable to all loans consulted

Adacash do not require you to pay off the loan within 92 days.

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FAQ About Medical lending

What is the meaning of medical loan?

Who can apply for medical loans?

What is the maximum eligible loan amount?

Can I use a medical loan for treatment abroad?

What is the maximum loan a student can get?

What is the minimum income for a personal loan?