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Short Term Loans

Q: What is a short-term loan?

A short-term loan is a type of loan that typically needs to be repaid within a short period, usually from a few weeks to a few months. These loans are ideal for covering immediate financial needs.

Q: Which loan can borrow me money instantly?

Adacash offers quick approval for personal loans, allowing you to access funds almost instantly once approved, ideal for urgent financial needs.

Q: Where can I borrow money in ASAP Malaysia?

You can borrow money quickly from Adacash, which provides fast, unsecured loans with minimal documentation, allowing for instant cash in emergency situations.

Q: Do short-term loans require collateral?

No, short-term loans from our company do not require collateral. These are unsecured online loans, meaning you can borrow money without needing to provide any assets as security.

Q: How do I borrow from quick loan?

To borrow from Quick loan, you can apply online through platforms like Adacash. The process is simple: fill out the application, submit required documents, and get approved quickly.

Q: How to get a short loan?

To get a short loan, apply online through a lender like Adacash. Ensure you meet the eligibility criteria, and you can get approval and funds within a short period, typically within 24 hours.

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First loan

Repeat loan (beneficial)

Loan amount

RM0

Better
conditions
for repeat customers

After you've successfully repaid your first loan, you become eligible for repeat loan with the better conditions. We increase the loan amount and loan term gradually for trusted clients.

Just login to your account to get
the available conditions

3 months

Loan term

RM5000

Increased limit is
available

5 Min

Immediate
disbursement

how
to apply

First time

Repeat loan

Step 1

Apply online

Choose the loan amount suitable for you on the main page
Provide your phone number and confirm it by OTP code we send in sms.
Submit the short application:
- - info about yourself and your job;
- - e-mail;
- - provide your bank account details;
- - attach the photos of your IC.
Confirm your e-mail

Step 2

Wait for confirmation

We will call you in case we need to clarify the information you provided
Get an e-mail with approved status of your application

Step 3

Get money

Follow the link we send you in e-mail or login to your account on our website to sign the contract online
Get the money to the bank account you provided

Apply

whom

Our service is meant for

Permanent resident of Malaysia

Age 21-70

Have a bank account

Has an income

Purposes of Short Term Loans

Cover Emergency Costs

Get quick access to short-term loans to cover urgent expenses like medical bills, car repairs, or family emergencies.

Handle Unexpected Expenses

Use the loan to cover unexpected costs like travel, home repairs, or urgent purchases without needing a long-term commitment.

Manage Temporary Cash Shortages

Manage temporary financial shortages between paydays, with fast approval and repayment terms that fit your schedule.

Address Urgent Financial Needs

Address urgent financial situations like medical emergencies, travel, or last-minute repairs with short-term loans.

Repay Small Debts Quickly

Use short-term loans to pay off smaller debts or consolidate them into one easy payment, relieving immediate financial pressure.

Repair Home or Car

Secure quick funds for necessary home or car repairs, preventing further damage and restoring functionality.

Fund Special Occasions

Use the loan for special occasions such as birthdays, weddings, or holidays, ensuring you can celebrate without delay.

With our loan service,
you can access quick cash for any purpose

Take the first step and apply now!

submit an application

Advantages
of Short Term Loans

Fast Access to Cash

Need cash urgently? Short term loans provide fast funding for unexpected expenses or emergencies, giving you peace of mind.

Simple and Fast Application

Our application process is straightforward, requiring just a few steps to get you the funds you need without delays.

Flexible Application Process

Apply from anywhere, at any time. No waiting for office hours, no need for a visit to the branch—everything can be done online.

Borrow the Right Amount

Borrow only what you need, whether for a quick fix, urgent bill payments, or a short-term project.

Clear and Upfront Loan Terms

We lay everything out clearly: interest rates, repayment schedules, and terms, so there are no surprises.

Secure Handling of Your Data

Your personal details are secured using advanced encryption methods, ensuring full protection throughout the loan process.

Apply

What is the loan term?

Minimum loan term:

92 days

Maximum loan term:

92 days for first loan and 180 days for repeat loan

Example

The loan is
calculated as follows

Loan amount:

RM1000

Loan period:

92 days

Interest rate (18% / year):

RM45

Total payment:

RM1045

The 18% interest rate is applicable to all loans consulted

Adacash do not require you to pay off the loan within 92 days.

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FAQ About Short Term Loans

What is a short-term loan?

Which loan can borrow me money instantly?

Where can I borrow money in ASAP Malaysia?

Do short-term loans require collateral?

How do I borrow from quick loan?

How to get a short loan?