Fast. Secured. Transparent.
Text Loans
loan
(beneficial)
Loan amount
Better
conditions
for repeat customers
After you've successfully repaid your first loan, you become eligible for repeat loan with the better conditions. We increase the loan amount and loan term gradually for trusted clients.
Just login to your account to get
the available conditions
available
disbursement
how
to apply
Apply online
- Choose the loan amount suitable for you on the main page
- Provide your phone number and confirm it by OTP code we send in sms.
- Submit the short application:
- - info about yourself and your job;
- - e-mail;
- - provide your bank account details;
- - attach the photos of your IC.
- Confirm your e-mail
Wait for confirmation
- We will call you in case we need to clarify the information you provided
- Get an e-mail with approved status of your application
Get money
- Follow the link we send you in e-mail or login to your account on our website to sign the contract online
- Get the money to the bank account you provided
Our service is meant for
Purposes of Text Loans
Cover Urgent Costs
Get fast access to funds with text loans to cover urgent costs like repairs, groceries, or emergency purchases.
Quick Access to Funds
Apply for a text loan and receive quick approval, allowing you to manage expenses immediately without lengthy paperwork.
Bridge Temporary Cash Shortages
Use a text loan to bridge cash flow gaps between paychecks, making it easy to cover essential expenses right away.
Handle Emergency Financial Needs
Quickly address emergency situations like family issues or urgent repairs with a fast, unsecured text loan.
Repay Immediate Bills
Secure funds to pay overdue bills like utilities, rent, or credit card payments without waiting for traditional loans.
Fund Unexpected Repairs
Use the loan for unexpected repairs on your home or car, helping you avoid further damage and get back on track.
Finance Special Occasions
Use the loan to fund special occasions like birthdays, anniversaries, or holidays, ensuring you can celebrate without delay.
With our loan service,
you can access quick cash for any purpose
Take the first step and apply now!
Advantages
of Text Loans
Instant Approval via Text
Get a fast loan approval through a quick text exchange. No complicated paperwork or waiting involved.
Effortless Application
Skip the lengthy forms—apply with just a simple text, and get your funds when you need them the most.
Access Your Loan Anytime, Anywhere
Whether you're at home, at work, or on the go, you can apply and get an immediate answer all from your mobile phone.
Loan Amounts Tailored to Your Needs
Borrow just what you need, whether it's for an emergency or a personal project, with flexible amounts based on your needs.
Full Transparency and No Surprises
We clearly outline all terms, ensuring there are no hidden fees, and you’re fully aware of your repayment obligations.
Top-Tier Data Encryption
We protect your privacy and financial information with state-of-the-art encryption methods, so your data stays secure.
What is the loan term?
Minimum loan term:
92 days
Maximum loan term:
92 days for first loan and 180 days for repeat loan
The loan is
calculated as follows
The 18% interest rate is applicable to all loans consulted
Adacash do not require you to pay off the loan within 92 days.
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FAQ About Text Loans