Fast. Secured. Transparent.

Islamic personal loan

First loan
Repeat loan (beneficial)

Loan amount

RM0
RM0
RM0
Monthly installment
RM0
Loan period
92 days
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Better
conditions
for repeat customers

After you've successfully repaid your first loan, you become eligible for repeat loan with the better conditions. We increase the loan amount and loan term gradually for trusted clients.

Just login to your account to get the available conditions

3 months
Loan term
RM5000
Increased limit is available
5 Min
Immediate disbursement

how
to apply

First time
Repeat loan
Step 1

Apply online

  1. Choose the loan amount suitable for you on the main page
  2. Provide your phone number and confirm it by OTP code we send in sms.
  3. Submit the short application:
    • - info about yourself and your job;
    • - e-mail;
    • - provide your bank account details;
    • - attach the photos of your IC.
  4. Confirm your e-mail
Step 2

Wait for confirmation

  1. We will call you in case we need to clarify the information you provided
  2. Get an e-mail with approved status of your application
Step 3

Get money

  1. Follow the link we send you in e-mail or login to your account on our website to sign the contract online
  2. Get the money to the bank account you provided
Apply
whom

Our service is meant for

Permanent resident of Malaysia
Age 21-70
Have a bank account
Has an income

Purposes of Islamic Personal Loan

Fund Personal Projects

Use an Islamic personal loan to fund personal projects, whether it’s home renovation, education, or other growth opportunities.

Cover Unexpected Financial Needs

Quickly cover urgent financial needs such as car repairs, rent, or other unexpected costs with an interest-free loan.

Invest in Education

Use the loan to invest in your education or skills development, with ethical financing that complies with Islamic principles.

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With our loan service, you can access quick cash for any purpose

Take the first step and apply now!

submit an application

Advantages
of Islamic Personal Loan

Shariah-Compliant Financing

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Quick and Easy Application

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Apply Anytime, Anywhere

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Flexible Loan Amounts

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Clear and Transparent Terms

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Top-Tier Security for Your Data

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What is the loan term?

Minimum loan term:

92 days

Maximum loan term:

92 days for first loan and 180 days for repeat loan

Example

The loan is
calculated as follows

Loan amount:
RM1000
Loan period:
92 days
Interest rate (18% / year):
RM45
Total payment:
RM1045

The 18% interest rate is applicable to all loans consulted

Adacash do not require you to pay off the loan within 92 days.

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Partners

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and many others...

FAQ About Islamic personal loan

What is islamic personal loanarrow
How do Islamic loans differ from mortgage loans?arrow
How can I apply for an Islamic personal loan in Malaysia?arrow
What are the requirements to qualify for an Islamic personal loan?arrow
Is interest charged on an Islamic personal loan?arrow
What are the benefits of choosing an Islamic personal loan?arrow