Fast. Secured. Transparent.
Loan to pay off credit cards
loan
(beneficial)
Loan amount
Better
conditions
for repeat customers
After you've successfully repaid your first loan, you become eligible for repeat loan with the better conditions. We increase the loan amount and loan term gradually for trusted clients.
Just login to your account to get
the available conditions
available
disbursement
how
to apply
Apply online
- Choose the loan amount suitable for you on the main page
- Provide your phone number and confirm it by OTP code we send in sms.
- Submit the short application:
- - info about yourself and your job;
- - e-mail;
- - provide your bank account details;
- - attach the photos of your IC.
- Confirm your e-mail
Wait for confirmation
- We will call you in case we need to clarify the information you provided
- Get an e-mail with approved status of your application
Get money
- Follow the link we send you in e-mail or login to your account on our website to sign the contract online
- Get the money to the bank account you provided
Our service is meant for
Purposes of Loan to Pay Off Credit Cards
Debt Consolidation
Combine multiple credit card debts into one loan to simplify repayments and reduce confusion.
Reduce Interest Burden
Lower overall interest payments by replacing high-rate credit cards with a potentially cheaper loan.
Manage Monthly Payments
Spread out repayments in manageable monthly amounts to ease budgeting.
Avoid Penalties and Fees
Prevent costly late fees and penalties by consolidating debt into one timely repayment plan.
Improve Credit Health
Positively impact your credit score by lowering credit utilization and demonstrating responsible repayment behavior.
Plan for Faster Repayment
Set clear repayment goals to eliminate debt faster than making minimum credit card payments.
Create Budget Predictability
Know exactly how much you owe and when payments are due, improving financial planning.
With our loan service,
you can access quick cash for any purpose
Take the first step and apply now!
Advantages
of Loan to Pay Off Credit Cards
Swift Debt Resolution
Settle your credit card balances faster with quick funding designed to ease your financial stress without waiting.
Effortless Application
Apply with minimal paperwork—our streamlined process saves time and removes common loan application hurdles.
Anytime Online Access
Submit your loan request anytime from any device, no need to visit an office or adhere to business hours.
Inclusive Eligibility
More applicants qualify thanks to flexible credit criteria that consider your full financial situation.
Upfront Loan Details
Clear and honest terms let you know exactly what to expect—no hidden fees or surprises during repayment.
Robust Data Security
We prioritize your privacy with advanced encryption and secure handling of all your sensitive information.
What is the loan term?
Minimum loan term:
92 days
Maximum loan term:
92 days for first loan and 180 days for repeat loan
The loan is
calculated as follows
The 18% interest rate is applicable to all loans consulted
Adacash do not require you to pay off the loan within 92 days.
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