Fast. Secured. Transparent.
Personal loan to build credit score
loan
(beneficial)
Loan amount
Better
conditions
for repeat customers
After you've successfully repaid your first loan, you become eligible for repeat loan with the better conditions. We increase the loan amount and loan term gradually for trusted clients.
Just login to your account to get
the available conditions
available
disbursement
how
to apply
Apply online
- Choose the loan amount suitable for you on the main page
- Provide your phone number and confirm it by OTP code we send in sms.
- Submit the short application:
- - info about yourself and your job;
- - e-mail;
- - provide your bank account details;
- - attach the photos of your IC.
- Confirm your e-mail
Wait for confirmation
- We will call you in case we need to clarify the information you provided
- Get an e-mail with approved status of your application
Get money
- Follow the link we send you in e-mail or login to your account on our website to sign the contract online
- Get the money to the bank account you provided
Our service is meant for
Purposes of Personal Loan to Build Credit Score
Establish Credit History
Use a personal loan to start or establish your credit history with responsible borrowing and repayment.
Improve Credit Mix
Diversify your credit portfolio by adding installment loans alongside revolving credit like credit cards.
Consolidate Existing Debt
Combine smaller debts into one manageable loan to streamline payments and reduce missed deadlines.
Make On-Time Payments
Demonstrate your ability to repay loans on time, a key factor in boosting your credit score.
Manage Credit Utilization
Keep credit utilization low by managing credit card balances and loan amounts effectively.
Build Payment Discipline
Develop consistent payment habits to build a positive credit profile over time.
Qualify for Better Loans
Improve your creditworthiness to qualify for larger loans with better terms in the future.
With our loan service,
you can access quick cash for any purpose
Take the first step and apply now!
Advantages
of Personal Loan to Build Credit Score
Boost Your Credit Quickly
Use timely loan repayments to improve your credit profile, leveraging our system’s real-time credit reporting tools.
Streamlined Application
Submit a simplified application with automated document verification for faster processing and fewer delays.
Apply Anytime, Anywhere
Apply online anytime from any device, with instant notifications to track your loan progress easily.
Inclusive Approval Process
Approval considers alternative credit data and income verification for broader borrower acceptance.
Transparent Repayment Plans
Clear schedules with fixed interest rates and no hidden fees help you plan repayments and build credit confidently.
Robust Data Security
We protect your sensitive information using industry-leading encryption and comply fully with data privacy laws.
What is the loan term?
Minimum loan term:
92 days
Maximum loan term:
92 days for first loan and 180 days for repeat loan
The loan is
calculated as follows
The 18% interest rate is applicable to all loans consulted
Adacash do not require you to pay off the loan within 92 days.